The question posed in last week’s Realtor.com article was certainly scary enough: “Is It Last Call for Low Mortgage Rates?” If you have been putting off getting ready to buy your next Huntington Beach home, it could well have been a potent call to action. For the normally staid Realtor, it was an unusually pointed dispatch.
The article’s opening line, “All good things come to an end…” is what many Huntington Beach home loan rate watchers have known to be true enough—yet for years now, when it comes to the financial benefits that accompany low mortgage interest rates, the prospects for losing the resultant buying power has seemed to be a distant threat. But although by historical standards, Huntington Beach mortgage interest rates are still
Last week’s short news item could serve as inspiration for future Costa Mesa first-time homebuyers—especially for those who haven’t yet considered the possibility of owning their own Costa Mesa home.
The item in question was news of the passing of the English athleter. If that name isn’t familiar, it’s because Bannister’s story has long since faded from the headlines. But Bannister was a hero who changed the path of more than just sports history.
His triumph took place in 1954. A mid-distance runner, he had considered giving up the sport after his failure to win a medal in the 1952 Olympics. That race had been 1500 meters (about 90% of a mile). The more he thought about it, the more he determined to do more than make up for it. He decided
L3 Real Estate Orange County, CA Featured Open House for:
Saturday - March 10th
1043 Concord, Costa Mesa 1-4
Sunday - March 11th
20171 Imperial Cove, Huntington Beach 12-3
1043 Concord, Costa Mesa 1-4
We are built on a philosophy of Heritage & Hustle L3 is a full service real estate agency with a regional office located in the heart of #CostaMesa offering a wide-array of custom services to meet their clients’ needs with roots in the community since 1976. It’s L3 mission to provide trusted, convenient, responsive service to ensure clients enjoy their real estate experience. L3 was originally formed to offer personal, concierge-level service as an alternative to the large, nationally based real estate companies. From its
When Fountain Valley homeowners sit down to plot out their household’s long-range financial plan, the value they ascribe to their Fountain Valley home usually deserves a leading role. As research firm Pulsenomics puts it, “changes in single-family home values can have profound impacts on consumer balance sheets.” Yet it’s often the case that homeowners assume that their home’s value is its apparent equity—the home price they paid less their mortgage’s remaining principal.
Fountain Valley homeowners will be pleased to find that using that measure is almost certain to result in a substantial underestimate. Since the historical norm is for residential home prices to rise, if you are trying to plot a realistic long-term picture of your family’s
Whether you are about to embark on your first Huntington Beach home search or your umpteenth, unless you’ve managed to save enough to make you a cash buyer, soon you’ll need to secure a mortgage loan from a bank or other lending institution.
To understand what lies behind any home loan decision, just do what any good business negotiator does: put yourself in the other guy’s shoes. Getting a yes (and a low interest rate) from Huntington Beach’s lenders starts with demonstrating a history of responsible debt handling. That’s been made easy by the major credit information gathering agencies, who’ve been collecting data since your first credit application. Those bits and pieces are compiled and analyzed by the Fair Isaac Company (“FICO”). Huntington
You don’t have to be planning to sell your home to enjoy the benefits from what you might call a few ‘strategic spot improvements.’ These are limited renovations aimed at specific areas of a house—improvements that might not seem essential to Costa Mesa homeowners after years of living with them, but which fresher-eyed visitors see as evidence of a property in need of renewal.
Spot house improvements can be most necessary in living areas that whisper, “I’m a refugee from the 80’s.” Examples are rooms with popcorn ceilings; with faded green or pink bathroom tiles (really more like refugees from the 50’s); or with dark, battered wall paneling. You don’t have to be a single-minded fashionista to appreciate how such artifacts from days of yore can
