When it comes to Costa Mesa home loans, Ellie Mae has the inside scoop.

“Ellie” is a tech company that provides automation software to a large chunk of the mortgage finance industry, including Costa Mesa lenders. Since more than a third of all U.S. home loans flow through its systems, Ellie Mae gets a first-hand look at what’s going on in residential home sales and financing. Up there from its perch on the electronic balcony, it gets a very accurate picture of the action in real time.

Ellie issued a news release last Wednesday that contained some interesting tidbits that might benefit Costa Mesa homeowners or about-to-be homeowners. These releases are timely glimpses of the tides of U.S. home loan trends and specifics of what’s being…

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